Can you improve your credit score sufficiently to buy a house?

Is your credit score keeping you from buying a house?

You can improve your credit score over time, once you know how the system works.

Derogatory items and errors can lower your credit score, as well as unpaid collection accounts and accounts you may have co-signed for. Further, most consumers do not realize that just adding new, good credit lines to your credit profile alone can be enough to get you to qualify for a mortgage, once these items are reported to the major bureaus for a sufficient amount of time.
Also, the credit scoring requirements for some government mortgage programs are lower than those of conventional mortgages so make sure you investigate all of the currently available mortgage programs. As a Certified Mortgage Planner with Accutrust Mortgage, I can review all of your options with programs like: RI Housing, MA Housing, CT Housing, USDA, VA, FHA, 203K Rehab, Conventional, Jumbo or even a Reverse Mortgage.  

 

Facts and Legalities:

If you visit the Federal Trade Commission Web Site:


http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm


It explains the problems and risks associated with hiring a “credit repair” agency.
You need to know that as a mortgage broker, we are not allowed to charge you for such a service, nor are we representing ourselves as offering credit repair. We can however, assist you in ordering credit report updates through the intermediary credit reporting companies that serve the mortgage industry.

Straight Answers, Free Advice:

If you feel you should be able to get a mortgage and don’t yet qualify for a mortgage, contact me now to get a free mortgage credit check and prequalification report:


TONY SPREMULLI, CMPS
Certified Mortgage Planning Specialist
Branch Manager     
RI-CT-MA / License #110867

Accutrust Mortgage Inc.

OFFICE:  401-230-1236                     
FAX:  774-773-1389
CELL:  401-640-7619

www.TheRightMortgageAdvice.com

"Let Us Guide You Home"

As a Certified Mortgage Planner, Tony Spremulli of Accutrust Mortgage is a veteran in the mortgage business, who has been assisting families with their real estate financing needs for over twenty years. Working mostly by referral, he's now helping the second generation of his original client base. Tony's approach is down-to-earth, practical, and no-nonsense. He'll tell it to you straight and let you make the final decision about what's best for your family. Accutrust Mortgage offers the best available mortgage programs from hundreds of lenders, so you not only get the best program, but the best available rate for that program. Whether it be a VA, FHA, 203K Rehab, USDA, First Time Buyer, RI Housing, MA Housing, CT Housing or a refinance mortgage. Tony and his team at Accutrust will process and close your loan with skill and precision. You’ll get the best online mortgage in RI, MA or CT, along with straight answers, good advice and a great interest rate. Tony will also come to your home or office. Contact Tony now:

TONY SPREMULLI, CMPS
Certified Mortgage Planning Specialist
Branch Manager     
RI-CT-MA / License #110867

Accutrust Mortgage Inc.OFFICE:  401-230-1236                     
FAX:  774-773-1389
CELL:  401-640-7619
www.TheRightMortgageAdvice.com

"Let Us Guide You Home"